Insurance Claim Not Making Sense?
Get clarity before making decisions. Talk with an Arizona public adjuster who understands construction, repair costs, and how carriers evaluate claims.
Free 30-minute consultation • No pressure • No obligation
Construction + policy experience • Licensed Arizona public adjuster
If we're not the right fit, we'll point you in the right direction.
Types of Claims We Handle
From water and fire damage to denied claims and complex commercial losses — we’ve seen it all.
Mitchell Kearns
Licensed Public Adjuster
Former General Contractor
Meet Mitchell
Most public adjusters come from insurance backgrounds. Mitchell comes from construction. Nearly a decade as a general contractor — estimating repair costs, managing real-world projects, understanding exactly what it takes to put a property back together.
That construction foundation, combined with experience handling hundreds of complex claims alongside some of the top public adjusters in California, means Mitchell evaluates your claim the way a builder would — not just the way an insurance company wants to.
Construction Background
Nearly a decade of hands-on general contracting and estimating experience. Still holds a contractor's license in Utah.
Carrier Knowledge
Worked alongside former insurance executives who transitioned to the public adjusting side. Understands how carriers evaluate claims.
Hundreds of Claims
Handled complex water, fire, storm, and structural claims at a prominent Newport Beach PA firm.
Calm Guidance
No pressure, no scare tactics. Mitchell walks you through the process so you understand your options before making decisions.
Real Results for Real Homeowners
Insurance companies have teams working for them. You deserve someone working for you. Here's the difference professional advocacy makes.
Microburst Storm Loss
Carrier Estimate
$10,524.80
Final Settlement
$50,491.85
Additional Recovered
+$39,967.05
Increase
Every claim is different. Results depend on the specific loss, policy, and documentation.
See What Your Claim Could Be WorthHow It Works
No complicated forms. No pressure. Just a simple conversation to see if we can help.
Tell Us What Happened
Fill out a short form or give us a call. Just the basics — your name, what type of damage you're dealing with, and any concerns about your claim.
Free 30-Minute Consultation
We'll review your situation, listen to your concerns, discuss any estimate or scope issues, and help you understand your options.
Decide Together
If it makes sense to work together, we'll guide you through the next steps. If not, we'll still point you in the right direction.
What You'll Get During the Free Consultation
A calm, focused 30-minute conversation to help you understand your situation and figure out what comes next.
Listen to Your Concerns
We start by understanding what happened and what's been frustrating about the process so far.
Review Your Claim Situation
We'll look at where things stand — whether you've received an estimate, been denied, or are just getting started.
Identify Possible Red Flags
We'll flag common issues like low estimates, missed damage categories, scope gaps, or problematic timelines.
Discuss Estimate & Scope Concerns
Using real-world construction knowledge, we'll help you understand if the numbers make sense for the actual repairs needed.
Outline Possible Next Steps
We'll explain your options clearly — whether that means working with us, getting another opinion, or handling it on your own.
No Pressure, No Obligation
This is about giving you clarity, not making a sales pitch. Take the information and decide what's right for you.
Water, fire, storm, and complex claims • Arizona homeowners only
Why ADVOIQ
A different kind of public adjuster — built on construction experience, policy knowledge, and calm professional guidance.
Construction-Minded Approach
Most adjusters look at claims from behind a desk. We come from the field — with nearly a decade of general contracting experience. We know what repairs actually cost because we've built them.
We Know How Carriers Think
We've worked alongside former insurance executives. We understand how carriers evaluate claims, where estimates fall short, and what documentation makes the difference.
Guidance Before Decisions
We don't pressure you into signing anything. Our free consultation is about helping you understand your situation, concerns, and options — then deciding together if it makes sense to move forward.
We Work for You — Never the Insurance Company
As licensed public adjusters, we represent your interests exclusively. We're on your side of the table, reviewing your claim with fresh eyes and real-world construction knowledge.
Not Sure Where You Stand With Your Claim?
Schedule a free 30-minute consultation. We'll help you understand your situation, review your concerns, and figure out next steps together.
No obligation • Construction + policy experience • Arizona homeowners